MARBIDCO

Supporting Maryland’s Agriculture Through Low-Cost Financing

The Maryland Agricultural and Resource-Based Industry Development Corporation (MARBIDCO) provides financial programs, including agribusiness loans and grants, to support and enhance Maryland's agricultural, forestry, and seafood industries.

As a quasi-public organization, we help new and existing businesses, young and beginning farmers, watermen, and landowners foster sustainability, profitability, rural economic growth, and preserve working farmland.

NOW OPEN

Maryland Shellfish Aquaculture Disaster Relief Loan Program

The new Maryland Shellfish Aquaculture Disaster Relief Loan Program will provide zero-interest loans of $10,000 to eligible shellfish aquaculture producers to help cover personal and business expenses associated with their oyster farming operations.

Explore Funding Options

Select the path that best matches your business, project, or application need

Find a Loan Program

Affordable loans to start, expand, or modernize your operation.

Find a Grant Program

Grants that help you innovate, grow, and build your business.

New or Beginning Farmers

Resources and financing designed to help you get started and succeed.

Commercial Lenders

Partner with us to expand financing opportunities across Maryland.

Featured Programs

Explore MARBIDCO programs by category

MARBIDCO offers many programs to help Maryland farmers, seafood businesses, foresters, and resource-based businesses start, grow, modernize, and finance their operations.

What financial assistance programs are available for Maryland farmers looking to expand their operations?

With years of collective experience in commercial lending and agriculture, our team assists agribusinesses of all sizes in securing the capital needed to seize new opportunities. We combine financial expertise with commercial lender support to streamline the borrowing process and provide low-cost financing that meets specific objectives.

Livestock & Animal Agriculture

Programs supporting livestock operations, animal agriculture, and specialty agricultural service providers.

Equine Loans

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Dairy Financing

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Veterinarian truck/equipment loan

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Livestock Processing Financing - poultry, beef, hogs, seafood, blue catfish

Crop, Produce & Value-Added

Programs that support crop production, value-added agriculture, produce-related growth, and urban farming.

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Crop Support

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Produce Grants

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Urban Farming Grant

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Agriculture Added-Value Grants

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Vineyards, Hopyards, and Orchard Planting Loans

Seafood & Aquaculture

Financing options for seafood businesses, aquaculture operators, and commercial fishing-related activities.

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Aquaculture Financing

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Commercial fishing boat loans

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Seafood Loans - Oyster Shucking House Fund

Land & Beginning Farmer Programs

Programs that help new and growing farmers secure land and strengthen long-term farm operations.

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Farmland Purchase Loans

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Young and Beginning Farmer Land Financing

Equipment, Forestry & Working Capital

Flexible financing to support equipment purchases, forestry operations, and day-to-day business growth.

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Working Capital Financing

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Forestry Equipment Financing

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Agricultural Equipment Financing

For New & Beginning Farmers

Helping new farmers purchase farmland, build experience, and prepare for long-term success

One of our goals is to assist new and beginning farmers in purchasing farmland that can eventually be preserved, while also inspiring a new generation of farmers in their entrepreneurial endeavors.

Farmland purchase support

We have several programs to help new farmers get on track to purchase a farm, regardless of size.

The Next Gen and SANG programs assist with a down payment and can help preserve the working farmland in perpetuity.

Training, resources, and readiness

Learn more about education, training, business resources, and MARBIDCO’s grant and loan programs tailored to young and beginning farmers.

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Business planning guidance

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Education and training resources

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Grant and loan program pathways

Talk with MARBIDCO

Call us to discuss your future at 410-267-6807. Let’s get started today!

Good fit for

New farmers, beginning farmers, and producers preparing to purchase farmland or strengthen a farm business plan.

Testimonials

What People Are Saying About MARBIDCO

Chicks gathered inside a poultry house

“As a young farmer with no collateral or credit history to purchase such a big investment, it is hard to get started in the ag business. MARBIDCO and Horizon Farm Credit have allowed us to establish a future for our family business. Since purchasing our farm, we have been steadily improving our operation.”

– Ryan Rhodes

Poultry Farmer, Queen Anne’s County, MD

Crop field beside farm buildings under a cloudy sky

“The fact that there is a program like this is amazing,” said Michael Adams. “We would not have been able to buy our property without it.”

Small Acreage Next Generation Farmland Acquisition Program (SANG) farmer recipients

Oysters being harvested and loaded from the water

“I’ve worked with MARBIDCO for ten years, and I’ve seen MARBIDCO mature and grow as well. And it’s always been a positive experience. They’re flexible and helpful.”

– Tal Petty

Hollywood Oysters (Shellfish aquaculture)

Commercial workboat operating on the Chesapeake Bay

“We are very thankful that MARBIDCO was able to step in and fill a critical supportive role in the industry. But we are most thankful for the people who work at MARBIDCO ‐ they have been nothing short of helpful, professional, and on‐the‐ball from the get‐go. It’s been a pleasure dealing with them.”

– Patrick Hudson

True Chesapeake Oyster Company

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“My personal experience is that MARBIDCO is the most user-friendly credit resource in today’s market, from both the lender and customer perspective. That fact, coupled with tremendous staff responsiveness and support, would draw me to MARBIDCO whenever a potential agricultural scenario was present in a proposed financing project.”

– Richard Van Gelder

Vice President of Provident State Bank - Salisbury, MD

Fresh vegetables and herbs arranged in a produce box

“We were fortunate to receive a grant from MARBIDCO that truly transformed our business. With their support, we built a commercial kitchen on our farm, which allowed us to turn our homegrown herbs into a unique value-added product: Urban+Ade, an herb-infused lemonade. Thanks to this grant, we’ve been able to offer Urban+Ade in three versatile formats—by the cup, in fill-and-serve pouches, and unsweetened pouches—giving our farmers market customers more options and helping us expand into the online marketplace. This journey, made possible by MARBIDCO’s belief in our vision, has been a reminder of what’s possible when opportunity meets determination meets financial support. We’re incredibly grateful and inspired to continue growing and sharing something special with our community and beyond.”

– Julie Stinar

Owner of Evensong Farm